Terms of Use

Last updated: 11 November 2026

These terms are the agreement between you and [to be added before launch] ("we"), who run Online Bhikari at onlinebhikari.com and in the Online Bhikari app. By using Online Bhikari you agree to them. Please read them with our Privacy Policy and Refund & Cancellation Policy.

1. What Online Bhikari is

Online Bhikari makes Vedic astrology readings with software. It calculates your chart from the birth details you give (planet positions, Lagna, nakshatras, dasha and transits) and applies classical rules to write the reading.

Guidance, not a guarantee. Readings are for guidance, reflection and entertainment. They are not medical, legal, financial, psychological or other professional advice, and we do not promise that any event will or will not happen. Please don't make important decisions, especially about health, money, marriage or law, on a reading alone.

2. Who can use it

You must be 18 or older.
Enter another person's details only with their permission, or as the parent or guardian of a child.
You are responsible for the birth details you enter. A wrong date, time or place gives a different chart, and we can't be responsible for readings built on wrong details.

3. Credits, prices and payment

Readings are paid with credits. 1 credit = ₹3. Packs: ₹3 for 1 credit, ₹9 for 3 credits, ₹27 for 9 credits.
Each reading shows its price before you buy: This Month's Kundli and Ask a Question cost 1 credit; My 2027 and Guna Milan cost 3; Full 2027, Family 2027 and Full Kundli Milan cost 9.
Prices are in Indian rupees and include all applicable taxes.
Payments are processed by Razorpay (UPI, cards, netbanking, wallets). Their terms apply to the payment itself.
Credits never expire. They belong to the browser session they were bought in, can't be transferred or exchanged for cash, and are lost if you clear your browser data or delete your data, unless you write to us with your Razorpay payment ID and we can restore them.
If a reading fails to generate, its credits are returned to your balance automatically.
We may change prices for the future. A change never affects credits you already hold.

4. Delivery

Everything is digital. A reading appears on your screen as soon as you buy it; share cards and PDF reports can be downloaded from the same screen. Nothing is shipped.

5. Fair use

Please don't:

use bots or scripts to pull readings, or overload or attack the service;
resell readings or our content commercially, or pass them off as your own service;
make false payment claims or chargebacks for readings you received;
enter someone's details to harass, shame or harm them.

We may block access that breaks these rules.

6. Our content

The website, app, software, text, sage artwork and design belong to [to be added before launch]. Your readings are yours to keep for personal use, and you are welcome to share your share cards.

7. Availability and changes

We work to keep Online Bhikari running, but it may sometimes be unavailable for maintenance or reasons outside our control. We may add, change or remove features. If we ever close the service, we will give notice on the website and refund unused credits on request.

8. Liability

To the extent the law allows, we are not liable for any decision you make or loss you suffer because of a reading, and our total liability to you for any claim is limited to the amount you paid us in the 3 months before the claim. Nothing in these terms limits rights you have under the Consumer Protection Act, 2019 that can't be limited by agreement.

9. Law and disputes

These terms are governed by the laws of India. Please write to our Grievance Officer first (see Contact Us); most problems are solved there. If not, the courts at [to be added before launch] have jurisdiction, without taking away your right to approach a consumer commission.

10. Changes to these terms

We may update these terms; the date at the top shows the latest version. Using Online Bhikari after a change means you accept the new terms.

11. Contact

[to be added before launch], [to be added before launch]. Email: [to be added before launch]. Grievance Officer: [to be added before launch].